Cash or Card?
What are the advantages and risks of different payment methods?
Vzdělávací cíle
- Žáci uplatňují různé možnosti placení a směny zboží.
- Žáci v digitálním prostoru dodržují základní bezpečnostní pravidla s ohledem na svoje data a finance.
Ověření cílů
- Vyjmenování příkladů plateb.
- Rozpoznání základních rizik pro (bez)hotovostní platby.
Preparation
Evocation
Questions:
How often do you pay for something?
Do you ever pay without cash?
Do you know how cashless payments work?
What types of cashless payments do you know?
Advantages/Disadvantages
Ask the students:
When is it better to pay with cash and when cashless?
Students categorize whether it is an advantage or disadvantage of cash or cashless payment.
You can pay even if there's no electricity or signal.
It's not necessary to check if the cashier gave you the correct change.
Lets you make payments over the internet.
Can be blocked if lost.
No risk of losing user data.
Situational Stories
Discuss several situational stories. Students answer using their mobile phones; there may be multiple correct answers.
You found someone else's payment card on the floor in a supermarket. What will you do?
Option a) is possible, but not the most appropriate.
A friend wants to learn how to pay by card and is watching you enter your PIN. What will you do?
Options b) and d) are possible, but not the most appropriate.
The cashier's terminal isn't working due to a weak signal. They move to another spot and suggest they enter your PIN. What will you do?
You couldn't remember your PIN, so you wrote it on a piece of paper and put it in your wallet. But you lost it. What will you do?
You are on public Wi-Fi. A pop-up window appears on your phone asking for your card PIN to verify your identity. What will you do?
Bank logos can be copied by fraudsters. Financial matters should not be handled on public Wi-Fi.
Risks and Protection
Risks when paying with cash:
Protection:
Risks when paying cashless:
Protection:
Reflection
Students already know that they need to be careful when making payments. Also, remind them not to be afraid to admit any mistakes, as this can help with quick resolution and warning others.
Which type of payment do you prefer, and what risks should you avoid?
Who can you turn to if you make a mistake?